Most UAE banks require a minimum down payment of around 20–25% for expats (higher for off-plan or high-value property, lower for UAE/GCC nationals). Rates and eligibility vary by bank — this tool gives you a starting estimate only.
How your principal and interest split changes over the life of the loan.
Year
Principal paid
Interest paid
Remaining balance
This calculator provides an estimate for general planning purposes only — it does not constitute financial or lending advice, and isn't an offer or pre-approval of finance. Actual rates, fees, processing charges and eligibility depend on the bank or lender and your individual financial profile. Please speak with a licensed mortgage advisor or your bank for exact figures.
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